I’ve heard that I can only buy earthquake coverage from California’s State-run earthquake program (California Earthquake Authority) if the Association has coverage. Is that true?

I’ve heard that I can only buy earthquake coverage from California’s State-run earthquake program (California Earthquake Authority) if the Association has coverage. Is that true?Cline Agency2018-06-23T00:21:56-07:00

Where this website provides a description of a policy form, condition, or exclusion, can I expect my Association’s policy to contain identical language?

Where this website provides a description of a policy form, condition, or exclusion, can I expect my Association’s policy to contain identical language?Cline Agency2018-05-25T17:37:58-07:00

If the Association follows the info contained on this website, can they assume that they are in compliance with their governing documents or applicable state law?

If the Association follows the info contained on this website, can they assume that they are in compliance with their governing documents or applicable state law?Cline Agency2018-05-25T17:37:42-07:00

Does the information on the website constitute legal advice?

Does the information on the website constitute legal advice?Cline Agency2018-05-25T17:37:24-07:00

Do insurance requirements vary from state to state? (For example, are the insurance requirements the same in Texas as they are in California?)

Do insurance requirements vary from state to state? (For example, are the insurance requirements the same in Texas as they are in California?)Cline Agency2018-05-25T17:36:53-07:00

What is a Broker of Record letter? How does it work?

What is a Broker of Record letter? How does it work?Cline Agency2018-05-25T17:36:31-07:00

From an insurance perspective, how does the “flood” that normally occurs on dry land differ from a flood that might occur from an overflow of a bathtub, shower, or toilet?

From an insurance perspective, how does the “flood” that normally occurs on dry land differ from a flood that might occur from an overflow of a bathtub, shower, or toilet?Cline Agency2018-05-25T17:36:12-07:00

After a major earthquake, are any of the insurance companies going to be around to pay our claim?

After a major earthquake, are any of the insurance companies going to be around to pay our claim?Cline Agency2018-05-25T17:35:28-07:00

Are high policy fees and financing costs avoidable?

Are high policy fees and financing costs avoidable?Cline Agency2018-05-25T17:35:04-07:00

What’s the difference between a “Captive Agent” and an Independent brokerage firm like the CLINE AGENCY?

What’s the difference between a “Captive Agent” and an Independent brokerage firm like the CLINE AGENCY?Cline Agency2018-05-25T17:34:43-07:00