Are high policy fees and financing costs avoidable?

Yes, higher financing rates are usually a result of your insurance agent or broker trying to sneak in an undetected fee in the finance agreement.  The fee is usually disclosed in the fine print of the agreement.  We don’t believe this is equitable or fair.  The only fee you’ll incur when setting up financing with the CLINE AGENCY is the actual cost of financing (expressed as an Annual Percentage Rate, or APR – although most finance agreements are usually one down payment followed by nine or ten monthly installments, totaling a 10- or 11-month period).